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FILE 04 / RELATIONSHIPSBank Network

Fifteen of the U.A.E.'s
principal mortgage lenders.

Our independence means we act exclusively for the client. We maintain active relationships with conventional, Islamic and international banks operating in the United Arab Emirates.

01 / CONVENTIONAL

Emirates NBD

Conventional

Dirham flagship, competitive salary-transfer rates.

Max LTV

80%

Max Tenure

25 yrs

Abu Dhabi Commercial Bank

Conventional

Broad residential and commercial appetite.

Max LTV

80%

Max Tenure

25 yrs

Mashreq

Conventional

Strong on non-resident and expatriate profiles.

Max LTV

80%

Max Tenure

25 yrs

First Abu Dhabi Bank (FAB)

Conventional

Premium clients and high-value property financing.

Max LTV

80%

Max Tenure

25 yrs

RAKBANK

Conventional

Flexible on SME and commercial cases.

Max LTV

75%

Max Tenure

25 yrs

Commercial Bank of Dubai

Conventional

Competitive fixed-rate offerings.

Max LTV

80%

Max Tenure

25 yrs

United Arab Bank

Conventional

Personal and business-owner profiles.

Max LTV

75%

Max Tenure

25 yrs

Commercial Bank International

Conventional

Tailored mid-market offers.

Max LTV

75%

Max Tenure

25 yrs

National Bank of Fujairah

Conventional

Alternative lender for specific profiles.

Max LTV

75%

Max Tenure

25 yrs

02 / ISLAMIC

Abu Dhabi Islamic Bank (ADIB)

Islamic

Sharia-compliant Ijara and Murabaha structures.

Max LTV

80%

Max Tenure

25 yrs

Dubai Islamic Bank

Islamic

Home finance with strong off-plan appetite.

Max LTV

80%

Max Tenure

25 yrs

Emirates Islamic

Islamic

Full Sharia-compliant suite.

Max LTV

80%

Max Tenure

25 yrs

Ajman Bank

Islamic

Sharia-compliant home finance.

Max LTV

80%

Max Tenure

25 yrs

03 / INTERNATIONAL

HSBC

International

Premier banking clients, multi-jurisdictional support.

Max LTV

75%

Max Tenure

25 yrs

Standard Chartered

International

Priority banking and investment lending.

Max LTV

75%

Max Tenure

25 yrs

Indicative terms only. Actual LTV, tenure, rate and eligibility are determined by each bank on a case-by-case basis and subject to their internal credit policy at the time of application.

Unsure which bank suits your profile?

We will compare the full panel against your circumstances and revert with a clear recommendation.